Insurance Services of America * 1757 E. Baseline Road, Ste 126, Gilbert, AZ  85233 * (800) 647-4589 *

Q: What is short-term medical insurance?

A: Short-term medical insurance offers a solution to individuals in need of temporary medical coverage. The HCC STM Short-term Major Medical Plan is a short-term medical insurance plan that protects against unforeseen accidents and sicknesses, appropriate for Non-US Residents who do not have social security numbers, individuals between jobs, students, new employees waiting for coverage to begin, or any eligible person who is temporarily without health insurance coverage. Plans are available for periods of up to 6 or 12 months (varies by state).

  1. Print a English Brochure
  2. Print a Rate Sheet, Rate Sheet for GA, KS, ME, NH, SD & WA
  3. Print an English application: AL, AK, AR, AZ, CA, CA Dep. Child Rate, CO, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, ME, MI, MO, MS, NC, NE, NH, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV & WY
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If your state is not available, then call us for our other plans.

  • $2,000,000 sickness and accident benefit

  • Total Freedom to choose any doctor

  • $50 Urgent Care Co-Pay (not subject to deductible)

  • Choice of 6 deductibles & co-insurance

  • No Citizenship required (Spanish Brochure Available)

  • Monthly or lump sum payment mode

  • 1 - 12 months of coverage (6 months max. in certain states)

  • Underwritten by HCC Life Insurance Company. rated A+ Superior

  • Bilingual Home Office Customer Support

Call us toll free at (800) 647-4589 and speak with one of our immigrant health insurance specialists.